Islamic Funding

Bank Islam Personal Loan

Amount of Funding:

Based on eligibility limit and subject to a minimum of RM10, 000 and a maximum amount of RM200, 000 **

Repayment period:

Maximum of 15 years (180 months) or until retirement age, whichever is earlier

Floating Rate (Base Financing Rate (BLR):

1-3 years: BLR - of 2.10% per annum

4-10 years: BLR - 0.60% pa

11-15 years: BLR +0.25% per year

Note: Current Base Financing Rate - 6.60% per annum.

Eligibility:

• Applicants must be 18 years and not exceeding the retirement age at the end of the payment period.
• Citizens of Malaysia.
• Minimum fixed income of RM2, 000 a month.

The applicant shall continue to be employees in the following sectors:

• Government sector
• Selected Public Listed Companies
• Subsidiaries of Government or Selected Public Listed Companies
• Selected Limited Company categorized under package companies listed by Bank Islam