Personal Financing-i From Standard Chartered

Introducing Personal Financing-i, a Syariah-compliant financing facility based on the concept of Commodity Murabahah that makes financing simple and affordable when you need the extra cash.

Features

  • Flexible Tenures
    Choose from 12 to 60 month tenures, whichever suits your needs.
  • Syariah Compliant
    Approved by a Syariah consultant and conforms to Syariah contract of Commodity Murabahah.
  • Collateral Free*
    No collateral or guarantor required.
  • No Processing Fee
    Enjoy the benefits of our financing facility without any hidden fees.
Enjoy financing up to RM150,000 to fulfil your lifestyle needs, secure a business opportunity or even for a rainy day.
How does Commodity Murabahah work?
  • Bank purchases commodities from approved brokers
  • Commodities purchased will be sold to you at a price that includes a fixed profit margin, on a deferred payment basis
  • Once the sale is complete, the Bank acts as your agent to sell the commodities to approved brokers
  • The proceeds from the transaction will then be deposited into your designated Saadiq account
Other Terms and Conditions apply. Click here for full Terms and Conditions.

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