Personal Financing-i From Standard Chartered

Introducing Personal Financing-i, a Syariah-compliant financing facility based on the concept of Commodity Murabahah that makes financing simple and affordable when you need the extra cash.

Features

• Flexible Tenures

  Choose from 12 to 60 month tenures, whichever suits your needs.

• Syariah Compliant

  Approved by a Syariah consultant and conforms to Syariah contract of Commodity Murabahah.

• Collateral Free*

  No collateral or guarantor required.

• No Processing Fee

  Enjoy the benefits of our financing facility without any hidden fees.

Enjoy financing up to RM150,000 to fulfil your lifestyle needs, secure a business opportunity or even for a rainy day.

How does Commodity Murabahah work?

• Bank purchases commodities from approved brokers
• Commodities purchased will be sold to you at a price that includes a fixed profit margin, on a deferred payment basis
• Once the sale is complete, the Bank acts as your agent to sell the commodities to approved brokers
• The proceeds from the transaction will then be deposited into your designated Saadiq account

Other Terms and Conditions apply. Click here for full Terms and Conditions.