Citibank Personal Loans - From now till 8 July 2014

Enjoy a Rate of Just 6.5% flat p.a when you apply for a Citibank Personal Loan.

1.	Citibank Installment Loan Acquisition Campaign Terms and Conditions apply.
2.	Campaign Duration: 8 May - 8 July 2014.
3.	*Flat interest rate of 6.5% per annum (equivalent to Effective Interest Rate of 11.9% per annum) is only valid for all application made during the Campaign Period for existing Citibank Credit Card and/or Ready Credit customer who earns a minimum monthly gross salary of RM5,000.
4.	Flat interest rate of 8% per annum (equivalent to Effective Interest Rate of 14.5% per annum) shall apply for all application made during the Campaign Period for New-To-Bank applicants with minimum monthly gross salary of RM5,000.
5.	Applications that do not meet the minimum income criteria for the campaign will be subjected to the existing published rates of 9% flat per annum (or equivalent to 16.4% effective interest rate per annum) for New-To-Bank or 7% flat per annum (equivalent to 13% effective interest rate) for existing Citibank Credit Card/Ready Credit customer.
6.	"Existing customers" are individuals who are holding an existing active credit card and/or existing active Ready Credit with Citibank for more than 6 months. "New-to-Bank" are individuals who do not fall in the above category of "Existing Customers".
7.	Final loan approval and rates are subject to Citibank's assessment and review. "Even lower rates" is in comparison with Citibank’s normal Published Rates.